Workers Compensation Insurance

In California, workers’ compensation insurance is essential because it protects both employees and homeowners if a worker is injured on the job. Many small service providers skip this coverage due to its high cost, leaving customers exposed to potential liability. We carry full workers’ compensation insurance, ensuring our team is protected and our clients are never at risk. This commitment reflects our professionalism and dedication to doing business the right way.

$2M General Liability insurance

We maintain $2 million in general liability insurance to ensure every project is performed with the highest level of protection. This coverage safeguards against accidental property damage or other covered incidents that could occur during our work. Many service providers operate with minimal or no coverage, which can leave gaps in protection. By carrying robust insurance, we demonstrate our commitment to professionalism and accountability. It’s one more way we give our customers confidence and peace of mind on every job.

$2M Excess Liability Umbrella Coverage 

We also carry a $2 million umbrella policy, which provides an extra layer of protection beyond our general liability coverage. This additional coverage ensures that even in rare, high-cost situations, there is ample protection in place. Many companies skip this safeguard to reduce expenses, but we believe it’s essential for responsible business practices. It reinforces our commitment to protecting our customers and their property at the highest level. With both general liability and umbrella policies, every project we take on is backed by strong, comprehensive coverage.

Contractor’s Bond

In California, a contractor bond is required to operate as a licensed contractor and protects customers if a contractor fails to meet contractual obligations. It can provide financial recourse in cases of incomplete work, code violations, or other breaches. Many homeowners aren’t aware that not all service providers are bonded, which can leave them unprotected. We maintain a current California contractor bond as part of our licensing requirements. This ensures our clients have an added layer of security and trust when working with us.

Commercial Auto Insurance

We carry commercial auto insurance to cover our work vehicles while they’re in use for business purposes. This coverage protects against accidents, property damage, or other incidents involving our company vehicles. Many small operators use personal auto policies, which may deny claims for business use. By maintaining proper commercial auto insurance, we ensure both our team and the public are fully protected. It’s another way we operate with professionalism and responsibility on every job.